Caporegime
- Joined
- 13 Nov 2006
- Posts
- 25,401
Nice return, what was it on? I've not been following the thread.
Best savings account?
- Thread starter Merlin5
- Start date
Nice return, what was it on? I've not been following the thread.
Caporegime
Nutmeg, back in March when you put in £1k and guarantee £100 at the end of June. But into a kind of index fund so lost £2 from the £1k. Meaning made £98 return for 3months.
Soldato
@Raymond Lin - Done well to just lose £2. My pot, which is mostly made up of bonds, is currently down £11 and now i'm umming and ahhing whether or not just to leave it or cash-out - i want that full £1100 
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Caporegime
@Raymond Lin - Done well to just lose £2. My pot, which is mostly made up of bonds, is currently down £11 and now i'm umming and ahhing whether or not just to leave it or cash-out - i want that full £1100
Some reason there is £1 balance in Nutmeg but I can’t withdraw it lol
Soldato
You probably have to close the account to get that last bit out
Yeah it is odd - mine has 6 quid left in it. Rounding errors I guess.
Associate
You eventually get it back but can take around three months. The amount will creep up as divi etc owed to you comes in.
Commissario
Mine appears to have cleared completely.
/edit - No, I'm wrong. It was showing zero on the app but on the web site, it's showing a pot value of £1.
/edit - No, I'm wrong. It was showing zero on the app but on the web site, it's showing a pot value of £1.
Soldato
- Joined
- 13 Sep 2005
- Posts
- 4,334
Need to check mine but there was a partial withdrawal option and a withdraw everything and close the fund option.
Man of Honour
I closed my pot and got all of my money back.
Soldato
Marcus have just put their rate up to 4.00%.
Underboss
not strictly on topic
Chip account, noticed there's also a "prize draw" thing
so its like premium bonds? just deposit some money to be in with a chance of winning for free ?
Chip account, noticed there's also a "prize draw" thing
so its like premium bonds? just deposit some money to be in with a chance of winning for free ?
Caporegime
It looks like it, no idea of the odds though vs Premium bonds but the cost is lower per entry, £100 minimum but you get 10 entries with that.
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Caporegime
You don’t want to open an SIPP instead? From what I gather, under like £10k or like £20k? in PB the odds are low.
Reason is ill be spending it once I've saved enough. So no fixes are appropriate.
At least there's a chance to win something.
Soldato
Can't wait until easy access accounts start offering these sorts of rates again 
Caporegime
You need to log in via a computer, not the app....yeah we know....awkward and annoying.
Caporegime
Its all OK boys, they are putting more pressure on the banks now. They will definitely buckle any time soon. We all know that all you have to do to bring a bank in line is ask a few times. They are legendarily keen on making less money and giving customers the best deals to their own detriment.
Banks warned over 'weak excuses' for savings rates
The financial regulator also says it will look closely at close to zero interest rates for loyal savers.
www.bbc.co.uk