Do we have a Black Friday 2018 Deals thread

Kenai said:
It'll be because my credit card is an Amex I suppose, still, it is a credit card and they do accept it :p
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they give free membership to amex holders so them accepting amex was a given.

however amex isn't like a normal credit card. you have to pay a membership fee. whereas normal credit cards are free
 
Interesting to note though that if you have an Amex cashback card, you don't get cashback from Costco, it's specifically called out in the T&C's

I guess they must offer Costco reduced transaction fees so recoup this in other ways.
 
Psycho Sonny said:
they give free membership to amex holders so them accepting amex was a given.

however amex isn't like a normal credit card. you have to pay a membership fee. whereas normal credit cards are free
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How is it not like a normal credit card? Unless you have a charge card it IS a normal credit card?

https://www.americanexpress.com/uk/...ardshop-allcards-image-PlatCashBackEverydayCC

No annual charge, can carry a balance between months, please do let us know how it's anything but a normal credit card? Costco not taking VISA/MasterCard is no different from some stores taking VISA/MasterCard but not AMEX, they have some form of commercial agreement with their payment handling company that makes it better for them to do it that way.
 
rG-tom said:
How is it not like a normal credit card? Unless you have a charge card it IS a normal credit card?

https://www.americanexpress.com/uk/...ardshop-allcards-image-PlatCashBackEverydayCC

No annual charge, can carry a balance between months, please do let us know how it's anything but a normal credit card? Costco not taking VISA/MasterCard is no different from some stores taking VISA/MasterCard but not AMEX, they have some form of commercial agreement with their payment handling company that makes it better for them to do it that way.
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i take it that's the only one which doesn't have a fee. however it does state you must spend £3kK per year or something. none of my credit cards state that i need to spend money on them
 
Psycho Sonny said:
i take it that's the only one which doesn't have a fee. however it does state you must spend £3kK per year or something. none of my credit cards state that i need to spend money on them
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It says something about needing to spend £3k to get cashback, not related to fees?
 
Raz said:
It says something about needing to spend £3k to get cashback, not related to fees?
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okay i wasn't aware there was an AMEX you don't need to pay for but here is proof you need to pay for them usually

American Express® Preferred Rewards Gold Credit Card
Get 20,000 Membership Rewards® points when you spend £2,000 in your first three months. That’s enough for many things including a return flight from London to over 100 destinations or a £100 Amazon.co.uk Gift Card.
Apply Now
Compare Card
Representative Example




Representative APR
57.6% APR variable
Annual fee
£140 (£0 in your first year)

Platinum Cashback Credit Card
Get 5% cashback on your purchases (up to £125) for the first three months of Cardmembership
Apply Now
Compare Card
Representative Example




Representative APR
28.2% APR variable
Annual fee
Based on £25

British Airways American Express® Premium Plus Card
25,000 bonus Avios welcome offer.
Apply Now
Compare Card
Representative Example




Representative APR
76.0% APR variable
Annual fee
Based on £195

Nectar Credit Card
20,000 Nectar bonus points welcome offer
Apply Now
Compare Card
Representative Example




Representative APR
28.2% APR variable
Annual fee
Based on £25

Nectar Credit Card
20,000 Nectar bonus points welcome offer
Apply Now
Compare Card
Representative Example




Representative APR
28.2% APR variable
Annual fee
Based on £25

The Starwood Preferred Guest® Credit Card from American Express
Earn a 30,000 points bonus when you spend £1,000 in the first three months of Cardmembership
Apply Now
Compare Card
Representative Example




Representative APR
36.2% APR variable
Annual fee
Based on £75


etc, etc
 
I think if you get an AMEX card from AMEX you pay fees and stuff. If you get one from Lloyds or another bank you don't pay fees but you usually get a second card (mastercard or visa) along with it.

AMEX is carp any as most places don't take them because of the higher merchant fees.
 
LeeUK said:
I think if you get an AMEX card from AMEX you pay fees and stuff. If you get one from Lloyds or another bank you don't pay fees but you usually get a second card (mastercard or visa) along with it.

AMEX is carp any as most places don't take them because of the higher merchant fees.
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Sainsbury's takes them, M&S takes them, I was in Lisbon and I used it too. In my experience, as a user of Amex, not someone who guess…more places take them than not.
 
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