If you just want to pew pew elite can do that, you just find a station with a RES (resource extraction site) near it and drop in and out when you want, you'll need to grind a little to get credits for something suitable and the rebuy but that's quite easy.
Hotas is nice because your movements in real world are echoed in game, I have the t flight and it does the job fine and is cheap plus works nicely with dcs as well.
If you fancy credit earning without the loss worry, I can set a private group up and you can fly a taipan from my anaconda.