Hi Skywalker
Man, i didnt even see the 1st post about your little girl. All I can say is keep strong for her and your partner. I remember having to take my little girl (Hannah) to hospital because of a back problem. It tears at your heart like nothing else, hannah's was a minor problem compared to your girls though, so I can only imagine.
Its at time like these you really have to look at the OCUK forums and just think WOW, what a great bunch. Im sure just reading these posts have helped you feel a little less alone.
One thing I would suggest is to get onto your mortgage company and try to sort out a payment holiday, i did this while saving for my wedding. Im not sure if your provider can do this but it may be possible, so worth a try.
On the point about accepting some help from the OCUK members, m8 I know it is tough but you have to concentrate on your family, money worries ontop of that will only make it harder. Besides, these bunch of geeks (myself included) think nothing about spending silly amounts on games, hardware, RC cars and so on.
Good luck m8 and keep us posted.