Flooded car
- Thread starter Skywalker
- Start date
Soldato
- Joined
- 6 Dec 2007
- Posts
- 2,617
- Location
- Dewsbury
A real shame mate. I hope the insurance valuer comes back with good news with regards to covering the value of the mods and car.Take it there were a fair few cars in your area written off due to floodwater then?
Caporegime
- Joined
- 18 Oct 2002
- Posts
- 37,804
- Location
- block 16, cell 12
You should hage stripped the parts where it stood and asked them to inspect it locally. Then if they screwed around with the value at least you coukd sell the mods on.
If i'm totally honest, i doubt it would have even done much damage? There was only 2 inches of water in the footwells.
There isn't going to be that much raw sewerage or other crap floating about. The engine bay would just need to be dried out and cleaned - nothing much there that's going to go wrong.
The interior would need the seats removed and the carpets vacuumed with one of those wet and dry vac's to get the initial water up, then again with soap to get rid of the other stuff. Then it would need drying out. Sure there are wiring harnesses along the floor, but realistically, they are normally pretty well covered with their plastic sheaths and then with electrical tape. Not 100% waterproof by any stretch of the imagination, but allowed enough drying time without being switched on and they'd be fine.
The most it would do was a smell a bit. Can't believe they've Cat B'd it. Extensive damage and should never return to the road? What?! Cat B's are normally reserved for when there is significant damage of the shell that's weakened it to the point it would never be as strong and as safe as it previously was.
There isn't going to be that much raw sewerage or other crap floating about. The engine bay would just need to be dried out and cleaned - nothing much there that's going to go wrong.
The interior would need the seats removed and the carpets vacuumed with one of those wet and dry vac's to get the initial water up, then again with soap to get rid of the other stuff. Then it would need drying out. Sure there are wiring harnesses along the floor, but realistically, they are normally pretty well covered with their plastic sheaths and then with electrical tape. Not 100% waterproof by any stretch of the imagination, but allowed enough drying time without being switched on and they'd be fine.
The most it would do was a smell a bit. Can't believe they've Cat B'd it. Extensive damage and should never return to the road? What?! Cat B's are normally reserved for when there is significant damage of the shell that's weakened it to the point it would never be as strong and as safe as it previously was.
It still had a lot of water in it and the smell was awful when I had to move it to get it to the main road for the lorry. It was spluttering and sounded awful.
lets say it was 2 inches (more like 3 but hey) its been sat like that inside the car for 72 hours and none had gone and that's with all the carpets and matts holding water as well. All the harnesses run under that and all it takes is one to get corroded then 6 months down the line I have no electrics in the car. The chassis was sitting in a puddle higher than the base of the car , the ayc pump would have been completely soaked for hours with all the electrics in there if that went 6 months down the line I am looking at £3000 for a new one. Water all the way up the exhaust and easily up the manifold , sensors all soaked, radiator was sunk half way in water at some point.
lets say it was 2 inches (more like 3 but hey) its been sat like that inside the car for 72 hours and none had gone and that's with all the carpets and matts holding water as well. All the harnesses run under that and all it takes is one to get corroded then 6 months down the line I have no electrics in the car. The chassis was sitting in a puddle higher than the base of the car , the ayc pump would have been completely soaked for hours with all the electrics in there if that went 6 months down the line I am looking at £3000 for a new one. Water all the way up the exhaust and easily up the manifold , sensors all soaked, radiator was sunk half way in water at some point.
- Joined
- 14 Jun 2004
- Posts
- 17,509
- Location
- Newcastle U/T
I'd have been extremely hesitant to hand it over until they had given me a price tbh.
do you know what % for repair your ins co changes to writeoff?
- Joined
- 14 Jun 2004
- Posts
- 17,509
- Location
- Newcastle U/T
GL mate I really hope you get a fair price for it
I hate to say it, but that was a schoolboy error handing the car over (irrespective of its condition) without an agreed value, including any mods, from the insurer.
I've always been screwed over by the insurance company when they've had the car before I got any money. Cheapest raggedy old dog was always the 'market value'.*
Last time I had my vehicle smashed I had it recovered myself and the insurance company were told they were allowed to inspect the vehicle but under no circumstances were they to take possession of it until I had decided on what to do with it and we had haggled out an agreed value - ie them offering me a bs cheapo value and me countering with the actual value of the vehicle given age/mileage/condition/servicing and new parts etc.
Granted yours is a newer vehicle, so I hope you get a decent payout for it.
* I had a motor written of as uneconomical to repair - it needed a new wing, a headlight and a bonnet; vehicle was taken away to the insurance companies storage site. 8 months later I get a fine from the DVLA because my vehicle was seen being used on a public road without valid road tax. I think my vehicle was sold off, repaired then used by someone, possibly the garage it was kept at. Who knows. Terrible service from the insurance company either way.
I've always been screwed over by the insurance company when they've had the car before I got any money. Cheapest raggedy old dog was always the 'market value'.*
Last time I had my vehicle smashed I had it recovered myself and the insurance company were told they were allowed to inspect the vehicle but under no circumstances were they to take possession of it until I had decided on what to do with it and we had haggled out an agreed value - ie them offering me a bs cheapo value and me countering with the actual value of the vehicle given age/mileage/condition/servicing and new parts etc.
Granted yours is a newer vehicle, so I hope you get a decent payout for it.
* I had a motor written of as uneconomical to repair - it needed a new wing, a headlight and a bonnet; vehicle was taken away to the insurance companies storage site. 8 months later I get a fine from the DVLA because my vehicle was seen being used on a public road without valid road tax. I think my vehicle was sold off, repaired then used by someone, possibly the garage it was kept at. Who knows. Terrible service from the insurance company either way.
Associate
- Joined
- 5 Jun 2013
- Posts
- 1,531
At what point does ownership pass to the insurer though? I would have thought if they have recorded it as a write off and agreed that with you just pending a value to be paid out then they have taken over ownership of the car. It's not like you could change your mind now and not claim as it has already been written off.
Not something you want to be arguing if it got stolen though.
Not something you want to be arguing if it got stolen though.
Caporegime
- Joined
- 18 Oct 2002
- Posts
- 37,804
- Location
- block 16, cell 12
Sorn and claim5 tax back?
Soldato
- Joined
- 14 Dec 2005
- Posts
- 12,488
- Location
- Bath
I agree with those reckoning that it could be worth buying back. At the right price of course.
As long as the flood water didn't hang around for days (or it was towed out), and the car was allowed to dry out properly before attempting to turn anything on... I'd fancy its chances.
As long as the flood water didn't hang around for days (or it was towed out), and the car was allowed to dry out properly before attempting to turn anything on... I'd fancy its chances.
Having had numerous issues with a truck that only had it's cab interior washed out in an over zealous manner, I can fully understand why the car will be more hassle than it's worth electrical issue wise even if put back on the road, which it won't be.
As I say, the truck had numerous issues merely caused by steam getting to various electrics, never mind the potential issues with the OP's car having sat submerged for days.
Sad but he's well rid of it, complex vehicle electrics and water don't mix.
As I say, the truck had numerous issues merely caused by steam getting to various electrics, never mind the potential issues with the OP's car having sat submerged for days.
Sad but he's well rid of it, complex vehicle electrics and water don't mix.
An offer has come in at .....................
£17'000 including mods
I have gone back to the broker to tell them its an absolute joke and I am awaiting a reply. They asked for copies of receipts for things like clutch and flywheel , fitting of coilovers etc as they want me to get as much as possible to make me in a position to go and buy another in the same condition and mileage as mine and go and be able to make it exactly the same as what mine was .
£17'000 including mods
I have gone back to the broker to tell them its an absolute joke and I am awaiting a reply. They asked for copies of receipts for things like clutch and flywheel , fitting of coilovers etc as they want me to get as much as possible to make me in a position to go and buy another in the same condition and mileage as mine and go and be able to make it exactly the same as what mine was .