£339 this year for me. Fully comp on my Speed Triple with legal and kit cover and riding other bikes. 
If it's your fault, you basically walk away and lose your no claims etc. but the car / bike you hit will be covered so legally you're fine. You also wouldn't get cover if you're injured and can't go to work etc. unless you take legal / injury cover or whatever it's called.
I was TPFT when I got knocked off a couple of years ago on my Hornet. I didn't pay a penny, didn't lose my NCB, bike was repaired, helmet replaced (even though I didn't have kit cover) and courtesy bike for the whole time. My insurers really bent the other insurer over
. The claim went well over the cost of my bike.
Down to £320 with TPFT, 9k milage (commute), £3k bike with passenger. If I go to fully comped like I do with my car then it jumps to £650. Both with £700 excessI would look to reduce that to £400 max.
Not sure how comfortable I would be taking just TPFT. The cost of the bike I could take the hit for but it is anything else that wouldn't be covered?
If it's your fault, you basically walk away and lose your no claims etc. but the car / bike you hit will be covered so legally you're fine. You also wouldn't get cover if you're injured and can't go to work etc. unless you take legal / injury cover or whatever it's called.
I was TPFT when I got knocked off a couple of years ago on my Hornet. I didn't pay a penny, didn't lose my NCB, bike was repaired, helmet replaced (even though I didn't have kit cover) and courtesy bike for the whole time. My insurers really bent the other insurer over
. The claim went well over the cost of my bike.
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and that's 1/2000 miles a year
This is with it being garaged in a low crime area. It's a bit of a hike from the £170 on the 2013 Z1000SX I had before it and the £300 for the 2011 Tuono R I had too.
