I'm in the path. Boarded up both my homes, and just leaving another as is. Just waiting to see what happens. They've not issued mandatory evacuations apart from mobile homes and homes close to the beach/ The European model has it hitting my town. US model has it hitting the east coast.. Anyway not much else i can do.. Shutters are up, and just got to wait to see what the damage is. I'm insured, but even so the hurricane deductibles are pretty high. 10k per home. So it could be a costly event.. Already spent the best part of a $1000 ! Was in France on Tues, has to change my flight over to get home and start preparations. Hopefully it stays east.... most models predict it will stay a little east... Wife wanted to evacuate, but the roads are all at a standstill... My home is reasonably new and has all the metal shutters installed and building codes are more stringent on new homes. Even so this is a bit of a beast. Its unfortunately part and parcel of living in the tropics.. Going on probabilities, every 40yrs you're going to get hit hard... Every few yrs, you're going to be under a serious threat, but mostly you'll end up dodging a bullet.. Hopefully this one is a dodge ! Been here 13yrs so far, and only had one major hurricane hit us on the nose.. Needed a new roof.
So if you're house gets hit you have a $10k excess effectively?