Caporegime
So....I lowered my mileage as someone mentioned the other day and managed to get the insurance £2 cheaper than last year.
Massive Car insurance costs?
- Thread starter MatsyLR
- Start date
Could do but thay involves talking to someone. Managed to get it down to 650 so reasonably happy.
With the bumpers, can sensors not be swapped over, or is it a case of yes but insurance change everything?
How did you manage to get it down?
As mentioned by @cheesefest … Always live chat!
I’m reminded by the Insurance Cost rise daily as next door still have their £234 Per Day Courtesy Car since July for a car that was drivable, ish!
Soldato
Just had my renewal email
Did another quote and will stick with tesco -Gone up from £197 to £298 fully comp.
Did another quote and will stick with tesco -Gone up from £197 to £298 fully comp.
Soldato
live chat Tesco with posting a screenshot of the confused quoteOne of my daughters is with Tesco policy expiring Dec 1st, last year £190 this years renewal £375! Went back to Confused.com and ran the quote checker again with exactly the same details, best quote £275 guess who? Yep Tesco
Soldato
I wonder how many people don’t bother go through price comparison websites and contact their provider asking could they do better?
Probably the same ones who have a standard energy tariff
Probably the same ones who have a standard energy tariff
Soldato
Mines due next month with them.
2021 I paid £392
2022 I paid £342
Dreading this years!, going to get the cheapest quotes I can and try and get them to match it or at least get close, I don't mind sticking with current provider if it's only £15-20 more to save the hassle of changing.
Has anyone found getting quotes 23 days before renewal actually work out the cheapest?
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Soldato
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The main drop was due to me setting g the date wrong initially as you can only go so far ahead and I was trying to get an idea of quotes about a month ago and just reused the aettingsHow did you manage to get it down?
As mentioned by @cheesefest … Always live chat!
I’m reminded by the Insurance Cost rise daily as next door still have their £234 Per Day Courtesy Car since July for a car that was drivable, ish!
. I did chamge my job title from mechanical engineer to research scientist and it went down. I googled the title and it describes what I do so I'm going with that.Is there actually better deals on energy now?
I thought they were all pretty much the cap price.
I'll caveat this by saying I'm not an expert on the matter, but my understanding is the price "cap" is a bit of a misnomer as you can still pay more if you are using a lot of energy, so having a better rate will still be cheaper.
No, atleast not in my area.
Soldato
It's not a price cap, it's a rates cap - because the rates are set based on an average household usage with a price cap. Of course you will pay more if you use more, and it doesn't benefit people bigger/smaller than the average household disproportionately.
Yeah didn't think so. Will have a look today.
Soldato
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I'm it's stupid for it to be based on some random figure. Should just be listed as the actually rates as there's been a few people who were surprised they'd paid more than the capIt's not a price cap, it's a rates cap - because the rates are set based on an average household usage with a price cap. Of course you will pay more if you use more, and it doesn't benefit people bigger/smaller than the average household disproportionately.
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I've gone from £600 to a renewal of £1400. The cheapest i can find on the usual comparison sites is £1200, which is incredible annoying. I'll have to spend tomorrow going direct.
The reducing mileage approach can be a fallacy - I did do it, post covid, but subsequent actuarial article I read says they can assume your driving skill is reducing because you aren't doing many miles , so actually represent a greater risk on those miles ... so maybe I'll restore/increase it next year, and clock the car
New to get some comparison site quotes for an older relative (fake name, nearby address, right age, no license#)
New to get some comparison site quotes for an older relative (fake name, nearby address, right age, no license#)
Soldato
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if you have an EV there are tarrifs with off-peak.which can be very cost effective (even more so if you have a house battery or car that does V2H).
I am gonna find out about car insurance sooner than I would like. hopefully getting a new car this week after ours was written off last week.
instead of a 3k 11 year old pug we are looking to get an 18k 5 year old EV.
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Soldato
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I've often wondered with regards to milage what happens if you go over, as its feasible a partner could drive it on their own insurance. Or you could clock up a lot of track days.
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