RBS Rewards and Barclaycard rewards are just like amex rewards. I rack up 300 quid on amex without trying and then usually make another 50 or 60 across BC or RBS.
The tertiary level is completely optional. Genuine god tier is 1) RBS current (84quid a year for doing nowt; plus private banker to deal with any headaches on your behalf), 2) amex for regular spends; 3) Barclaycard for non amex (cashback is just under 1 I think? But not capped) and travel money (best exchange rate on market). No other cards needed really.... The only downside to the BC is it doesn't support Google pay! So I front it using Curve.
Which Barclaycard? I have a Platinum for large purchases at 0% but can’t see any cashback stuff in the app.
BC rewards card.
Ah okay, they gave me a massive limit on my Barclaycard which has come in useful for things like 0% car purchases, so I don't really want to give that ability up for some cashback.
do they tell you in black and white what the dam rewards are before you sign up ..
It changes constantly - they're generally decent but obviously only useful if you were spending there anyway.
I wish I was as wealthy as you guys to turn down free money
So you'll jump around for what equates to a round in town but you won't make more by setting up a standing order and making use of Chase's cashback and/or drip feeding from their savings account?
So you'll jump around for what equates to a round in town but you won't make more by setting up a standing order and making use of Chase's cashback and/or drip feeding from their savings account?
About the only thing I used Chase for is taxi's, local curry house, and some pubs which don't accept Amex.
Yeah but in my defence I use AMEX in almost 99% of occasions. I did used to do that tho!
That's a good shout - almost use RBS as a pot in its own right. Get paid - shift delta into Chase, get 1%.
I selected the switch service, not sure that's an option anymore!
Haha fair. Do you get the switch money still?I selected the switch service, not sure that's an option anymore!
