Personally i just hate getting called 3 times a day asking about the accident i never had or my ppi claim which i also have never had.
Lol I had an accident a few years a go where a driver behind me decided to drive into the the back of me, anyway cut a long story short.
I had one of those accident claim places ring me up and basically explained to me what to say, how the accident can and has caused injury the lot, she gave me everything I needed to make a successful claim, she sounded rather shocked when I proceeded to explain to her that company's like the one she works for is the reason my premium is so high.