I'm still here, been active on the game but have been saving coins for TOTY so not had a chance to try many cards.
Here you go, TOTY reviews:
Mbappe - Honestly hard to see the difference between this and his gold card. Still glitchy, still gets chances he shouldn't get. Still can't dribble. Its not a card that is worth its price unless you have coins to burn.
Jorginho - Underwhelming, didn't do it for me at all, honestly prefer Barella, its probably the med/med that ruins the card.
Kante - God tier midfielder to break up play, buzzes around like an insect, win the ball and then lay it off to somebody that can play, although he is agile and can shoot reasonably well if you have to.
Cancelo - Very very good, not the best defensively but can really play. Has a beauty of a cross, if you can get him into midfield I'd wholly recommend it, has done the business at CM for me.
Hakimi - A little bit lumpier than Cancelo, but easily the best fullback in the game.
Dias - Huge surprise for me, was expecting this card to play like his TOTS from last season but he doesn't feel lumpy at all. Given the premiership links that are coming, don't sleep on this card, I think its great.
Marquinhos - Pace, Agility, Strength, this card has absolutely everything. Its a lot of money to spend a CB but if you have the coins its worth it.
Prime Gullit - At this stage of the game its the best card I've used. Dominates the midfield like no other card, holds his own against monster CB's, wins everything in the air, can shoot. Worth every penny.
Prime Ronaldihno - Good but not for the coin value, hes a tiny bit lumpy and can't win anything in the air. Luxury purchase, Ginola is almost as good for a fifth of the cost.
Moments Paquetta - *****.