People that pay by phone and don’t have cards on them.

Knew this was a Cheesefest thread just from the title :p

I'm one of those "stupid" people who usually use their phone to pay for things - one less thing to carry/lose, and much quicker to tap my phone than fiddle around in my wallet finding the right card, and then fiddling around to put it back away again.

If the contactless system goes down I'll just go somewhere else ¯\_(ツ)_/¯

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Do phone payments work if there is no reception?

I think so, like a contactless with the card, the card doesn't have reception either. The tech is in the NFC as an identifier, which speaks to the server. (I am sure someone will correct me if i am wrong though)

As an example, my Apple Watch can be used to pay, without my phone nearby, and the watch has no esim.
 
I never carry cash or cards now. Apple Pay only for me.
What do you do if contactless goes down like it did this morning?

Relying on contactless limits you to £100, these days that doesn't even fill the car with diesel.
Noticed the other week, the pay at pump allowance has gone to £120.

You don’t pay contactless on pay at pumps
 
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