Knew this was a Cheesefest thread just from the title
I'm one of those "stupid" people who usually use their phone to pay for things - one less thing to carry/lose, and much quicker to tap my phone than fiddle around in my wallet finding the right card, and then fiddling around to put it back away again.
If the contactless system goes down I'll just go somewhere else ¯\_(ツ)_/¯
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