Something went wrong, ordered a Mustang, yet ended up in a British hotrod, I blame OcUK!

I thought your limit was max 130k only a week ago?

Getting a bit boring now, boy who cried wolf scenario almost.

You have a nice car already. Be happy with it and post a thread when you get a new one.

We don’t need a blow by blow account of a specific set of financial circumstances and moon alignment which will allow you to buy it.

Kind of agree. Great to see the exitnent in the car but there’s a lot of finance chat which is in another world of affordability compared to most readers and seems a bit in your face. Sorry.

The depreciation numbers are scary numbers to most !
 
I think it’s fine talking financials when it’s regarding a car purchase. Not like he’s posting about his spending on other purchases or how much he can throw away on luxury hotels etc

And if it helps him get the right deal by talking figures through with like minded people, then even better.
 
surely if you have paid off your mortgage then a secured loan or remortgage to finance the car is going to be a lower cost ?

Now I don’t know the details of remortgaging now to realise cash. But that house extension doesn’t need to be brick. I can’t help thinking 5.9% sounds high to me, most dealerships will offer that?
 
Yeah chat cars. The other stuff was irrelevant :(

Yeah couldn't agree more. Car related stuff seems okay but banging on about your holiday and posting pics of your new missus is cringe. I personally don't mind about about hearing how people are financing their car. If I learn something then that's a positive for me, for example I didn't know about interest only format of repayment for car purchases. Gives you a good idea of total costs etc. More helpful than the crap such as I'm in an xyz for £300pcm which means nothing. At least it's all kept in one thread too.

Back on topic, fair play to you. You're enjoying life and if you can afford it then seems you can get yourself into something pretty epic. Head over heart thoughts however with rerards to interest only would be that the final payment is quite big. Can you be certain that you could afford this. Any redundancy in these plans if anything unexpected happened?
 
I thought your limit was max 130k only a week ago?

Getting a bit boring now, boy who cried wolf scenario almost.

You have a nice car already. Be happy with it and post a thread when you get a new one.

We don’t need a blow by blow account of a specific set of financial circumstances and moon alignment which will allow you to buy it.

Max was 130-150k to be comfortable based on regular PCP deal so 70-90k down and 40-60k finance on a 2yr deal.

Then I was introduced to interest only options something I was none the wiser.

As such upto 250k is ok but is limit myself at 200k.

Shared the numbers as others like to understand and know how’s it’s done as can be seen by some replies.

That’s why and I guess if you don’t like then sorry but also tough luck at same time.
 
Yeah couldn't agree more. Car related stuff seems okay but banging on about your holiday and posting pics of your new missus is cringe. I personally don't mind about about hearing how people are financing their car. If I learn something then that's a positive for me, for example I didn't know about interest only format of repayment for car purchases. Gives you a good idea of total costs etc. More helpful than the crap such as I'm in an xyz for £300pcm which means nothing. At least it's all kept in one thread too.

Back on topic, fair play to you. You're enjoying life and if you can afford it then seems you can get yourself into something pretty epic. Head over heart thoughts however with rerards to interest only would be that the final payment is quite big. Can you be certain that you could afford this. Any redundancy in these plans if anything unexpected happened?



I don’t post pics of my Mrs and I don’t post pics of my hotels or holidays here!

I work hard I play hard and if redundancy happen I’ve got cash and assets to fall back on. :)
 
I thought your limit was max 130k only a week ago?

Getting a bit boring now, boy who cried wolf scenario almost.

You have a nice car already. Be happy with it and post a thread when you get a new one.

We don’t need a blow by blow account of a specific set of financial circumstances and moon alignment which will allow you to buy it.

:rolleyes:
 
......The fact he posts it up means multiple people can have stabs at the differing options going from the same playsheet, which again may open up ideas he hadnt thought about before.

Which is pretty much how Gibbo ended up with the SVR in the first place.

I think this is Motors, and ANY chat car related should be allowed, finances and brokers etc are the way most people get their cars, and chatting about such things may give others ideas about going to a different broker to try and negotiate a better deal that they otherwise could have thought they might get.
 
This video explains the options very well, Magnitude are also the supplier I am working with.
Good video that, very informative. Seems like that if you can show commitment to the purchase either good background or strong deposit you've got quite a bit of flexibility.

I don’t post pics of my Mrs and I don’t post pics of my hotels or holidays here!

Wasn't referring to you! ;)
 
Good video that, very informative. Seems like that if you can show commitment to the purchase either good background or strong deposit you've got quite a bit of flexibility.



Wasn't referring to you! ;)


I’m in a hotel now with the Mrs and long weekend away, but sorry your getting no pictures but it’s nothing exciting. :p

I merely shared because I was shocked when I discovered said option and thought I’d share how it’s done.

I was fortunate with the SVR I’ve had a good year so been able to pay it off earlier than expected and well as great as it is I do want to try some other cars whilst I still can as we never know what tomorrow brings.
 
I remember going for a passenger ride in your evo at one of the meets. Never been so terrified at how quickly you were going in to corners, on a damp day, yet at the same time completely reassured by how planted that car felt.

Sure you don’t class it in the same league as some of those you just mentioned, but I thought that was a brilliant car as well


EVO X was truly awesome and very confident inspiring and the SVR is as good in dry and just as capable in the wet but in the wet you can feel the additional 300kg or there abouts.

But the SVR feels rear driven so does skids, makes insane noise and is in another dimension acceleration wise and quality wise but the EVO was probably the most confident inspiring car to drive very hard in poor conditions I’ve ever owned even better than Golf R. :)

EVO X would be a good purchase now but nicer ones already moving up in value.
 
I remember going for a passenger ride in your evo at one of the meets. Never been so terrified at how quickly you were going in to corners, on a damp day, yet at the same time completely reassured by how planted that car felt.

Sure you don’t class it in the same league as some of those you just mentioned, but I thought that was a brilliant car as well


EVO X was truly awesome and very confident inspiring and the SVR is as good in dry and just as capable in the wet but in the wet you can feel the additional 300kg or there abouts.

But the SVR feels rear driven so does skids, makes insane noise and is in another dimension acceleration wise and quality wise but the EVO was probably the most confident inspiring car to drive very hard in poor conditions I’ve ever owned even better than Golf R. :)

EVO X would be a good purchase now but nicer ones already moving up in value.
 
Back
Top Bottom