The nervous wait to exchange....

  • Thread starter Thread starter noj
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Well I have spoken to my solictor now and he is still chasing for this phantom email. I have instructed him to pick up the phone and get it resolved ASAP, and he is doing so now.

I also instructed him to request the funding from my mortgage provider this morning, he said he will do that now.

I instructed him to get the contracts exchanged by COB today also - he said he will aim for that, but needs this phantom email from the sellers solictors.

I have made the payment to my solictors for the deposit and the **Cough** work **cough** they have done for me. I didn't want this to delay it, I advised him I have done this now and asked him to confirm via email that they have received it.

So now awaiting confirmations etc from him.

Lets hope to god he does what he should be doing.
 
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Well I'm fed up of waiting, I've just booked virgin to install internet/tv/phone first date they can do is the 5th Jan.
 
Sounds like you may have ended up with a firm that work on huge volume of conveyancing work. Some of them work in a way where you get a day that your file gets worked on and anything in vet ween has to wait till that day.
So for instance if your day was a Monday and an email came in on Tuesday, nothing would get done till the following Monday!
 
We are hoping to exchange before Xmas. We are waiting on one survey, and will hopefully exchange this week or next week.

The people buying ours are BTW investors, and our vendor is moving to a retirement flat which is vacant for obvious reasons, so we are the only ones moving to an occupied property.
 
Ace Modder said:
Phoned the sellers solictors, they were really informative and explained things to me, my own solictor has not done this once. I now know exactly what the issue is, and it 100% is my solictor being useless.
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Funny thing is the seller's solicitors are being equally unprofessional by discussing the transaction with you directly, that's a huge no no.

You're at what, 6 weeks since solicitors were instructed? I get that you're frustrated and yes he doesn't seem quite as competent as he should be but to be perfectly honest the amount of pressure you're putting on is quite unreasonable. The matter hasn't even been going on for an above average length of time!

Think for a minute what it would be like if every single one of his 30 clients was doing what you are.. If you still expect everything to be done without delay you're sorely mistaken.


Here's a fun example -
In my lunch break I've had 4 messages from reception about people that 'need a call back urgently'. One of those I saw at 9:08 this morning when they called in to the office for an update, to which I said I had no further news, the same thing I told them at 9:03 yesterday morning when they called into the office and at 3:45 when I phoned them after they left a message. Another is dieing to complete before Christmas despite the fact it took them 6 weeks to arrange a specialist survey that was a requirement of their original mortgage offer. Yet I am the one not pushing to get things done fast enough. The third, nice old guy but I can guarantee that's a 15 minute call to get some information that should take 15 seconds because he just doesn't get to the point. The 4th, a bank which means 20 minutes on hold because they won't give a direct contact number and chances are the woman who I need to speak to won't be at her desk like the last 3 times I've tried to get through. And during those 15 & 20 minute calls there's gonna be a few more messages to deal with. All of that discounting emails and having been in 2 hours early this morning to review a box of 1850s deeds for an unregistered purchase that I can't bring myself to up the fees for because the clients can barely afford the place as it is.... Not to mention doing some actual work!!

Getting a call/email like yours would really seal the deal!
 
I understand and agree with your points and take them on board but the point here is that my solictors company advised me over two weeks ago that completion should 100% be possible for the 11th, and that didn't happen, mostly due to my case worker at my solictor changing at least 3 times in 2 weeks and then them having to start it all again from scratch.

I really need to be in the property by Xmas and realistically this week is the only good opportunty for this to happen. My current landlord has already given me 4 weeks notice to move which takes me to the 2nd Jan, as he plans to move back into the property himself (he doesnt know Im buying a place and planning to leave anyway) and my solictors are closed from the 22nd Dec till 4th Jan, so I only have till Tuesday to complete or I'm homeless. Not good when I have a wife and child as well as a 3 bedroomed amount of furniture and no where to store any of it.
 
Whoop whoop.. Completion done, get to pick up the keys after work! Now the bit I'm not looking forward to begins, all the work that needs doing.
 
Playing Devils advocate for a second the above post is based upon your own experiences. Not all conveyancers / Solicitors may be as pro-active as you.

My conveyancers were awful. What made it worse was the vendors Solicitors were worse. If I hadn't have chased nothing would have got done. It seemed that every time I rang up they would do the next step. I didn't want to ring them up because I had the constant 'out of office' or not available (until I got there DDI's).

I was on holiday and had to get paperwork signed off and I rushed around doing this to make sure I wasn't putting in a delay so it only seems fair to me that they should also be putting in the effort.

I know though that most conveyancers are understaffed and overburdened though that's not my problem. If I've paid for the service then it should be provided. If you do a good job then you won't have many calls as all of the customers would be up to date.



M.
 
Well after my emails and calls this morning I just got the following email.

Hi,

The mortgage funds were requested this morning and hopefully will arrive tomorrow.

We have received your £xxxxx, thank you.

The sellers’ solicitors have confirmed that they will provide us with an indemnity policy for lack of building regulations approval. A copy of the draft policy is awaited.

We await confirmation from your lender that we will have the funds in time for completion on Friday. We can then exchange contracts.
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So it seems the kick up the ass I gave them got the final steps done quickly.
 
Our house is a midterrace/mews house, that has a ginnel bettween ours and nextdoor to access the back and store bins. The area above the ginnel is split, with our house having the back half, and next door having the front (both house the bathrooms)

Now the biyers solicitors have asked for proof of right of support regarding the ginnel.

we're supposed to exchange this week!
 
Noodleleg said:
Our house is a midterrace/mews house, that has a ginnel bettween ours and nextdoor to access the back and store bins. The area above the ginnel is split, with our house having the back half, and next door having the front (both house the bathrooms)

Now the biyers solicitors have asked for proof of right of support regarding the ginnel.

we're supposed to exchange this week!
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is that not in the deeds?

Ace Modder said:
So it seems the kick up the ass I gave them got the final steps done quickly.
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Siliconslave said:
is that not in the deeds?
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I'm not sure as im not sure if it even applies here. The solicitor said that it is used in the case where there is one house, and the ginnell, and only the second house is built over the ginnel; the second house would not be able to support itself if the first house was demolished, so it has a right of support from the first house.

But in our case the area over the ginnell is split front and back and one house has the front and one house has the back, so they couldnt just demolish the house to the left anyway!


The last query their solicitor sent was asking for a copy of the planning application on a nearby road. It tuned out to be a planning application for some new houses on the plot of a former school half a mile down the road. The houses were built about 10 years ago! God knows why they couldnt have found this themselves, or what relevance it even has.
 
Noodleleg said:
The last query their solicitor sent was asking for a copy of the planning application on a nearby road. It tuned out to be a planning application for some new houses on the plot of a former school half a mile down the road. The houses were built about 10 years ago! God knows why they couldnt have found this themselves, or what relevance it even has.
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a) may well have come up on their local search and all you get is a planning ref such as 'c14038/d' and for all they know it could have affected your property - until they get it they wouldn't know.
b) buyers themselves may have specifically wanted to see if nearby land was being developed, many people want do, and the sols may have made a blanket planning documentation request
 
Noodleleg said:
Our house is a midterrace/mews house, that has a ginnel bettween ours and nextdoor to access the back and store bins. The area above the ginnel is split, with our house having the back half, and next door having the front (both house the bathrooms)

Now the biyers solicitors have asked for proof of right of support regarding the ginnel.

we're supposed to exchange this week!
Click to expand...

I had exactly the same thing - it was all in the deeds of my house which obviously the buyer's solicitor couldn't be bothered to read /sigh. Took me all of 10 minutes to look at the plan, find the ginnel in the plans and the paragraph which specified my rights. It shouldn't be a problem for you.
 
Well good luck to you all, hope those who want to be in before Christmas are in, just keep some money aside spare... Since completing in the middle of last month I have had to;

1) Replace front door (they had wedged a piece of cardboard in to hold the lock/ in place), £860 for a composite front door

2) Have fusebox upgraded to latest version, it had the original fusebox (1970's) in there and awful wiring.

3) Fix several bodge-jobs both electrically and plumbing related by the previous owners being DIY fans, but DIY idiots more like.

4) Replace a toilet upstairs that they left with a broken flusher

5) Empty a freezer full of frozen food that they left inexplicably.

6) Have the oven cleaned as they left it in a right state, even though they sold it to me!

7) Fix some of the internal doors as they had either broken hinges or just wouldn't shut at all.

8) Fix the integrated fridge freezer, along with a new set of brackets as they had just removed them, drilled bigger holes so the original brackets didn't fit anymore (plus they didn't leave the originals anyway!)

9) Replace carpets / paint the house, as it hadn't been painted for about 10 years - although this is kinda standard 'move-in' stuff.

Plenty more, that I have forgotten in the stress of it all!

They were not council tenants or renting that property either, ridiculous really.

...But other than that, enjoy your new houses/flats :D
 
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