Well, I don't tend to check my banking when out in public, but I see your point. For now, what with the whole 'OMG my eyes are closed' thing I'd rather use a pin or fingerprint to see my monies.How is it more secure, particularly if you're out in public and need to tap in your pin? You're happy with face unlock because it's convenient. Wouldn't it be better if it just worked for everything without you having to alternate between pin and face unlock? Maybe you're okay with it, but mixing and matching security methods like this is a bad customer experience.