The horrors continue, this one I knew about. When the previous owners installed an ensuite they put an extractor fan in the ceiling, however rather than extracting the warm and very moist air to the outside they thought it would be acceptable to just vent it in to the loft insulation. As the insulation was covered by the loft boards, this caused moisture to condense and fester to create mould on the underside of the loft boards. This wasn't found during the building survey, or at least mentioned.
That’s a huge fail, inspect those joists carefully as they may be rotten. I’d be hitting all that wood with some anti fungal/wood rot treatment to be sure nothing is active there.
Bin all the insulation in that area if you haven’t already, it will probably have mould spores imbedded in it.