I can see government intervening more at some point, I pictured something in my head what happens if we get a massive drop in compliance on paying energy bills, the obvious answer is that will soon spread to other services, credit cards, loans, water bills, council tax, mortgages, rent etc. It would be a mutiny from the population, law and order would potentially be at breaking point. Its simply not sustainable.Debt management companies are going to be taking on lots of new staff...
To push things along though people need to get organised and protest in numbers otherwise it will just be a longer road than it needs to be.