Had the most epic night last night...

Will Gill · 7 Jan 2011 at 20:08

ProOrWhat said:
Coutts are pretty inconvenient though, only around 28 branches across England.

I can count on one finger the number of times I went to my bank in person last year, which is lucky as my bank has two branches

embrace the modern age

Castiel · 7 Jan 2011 at 20:11

Will Gill said:
oh its dropped since I last looked

they have lowered their "standards" clearly even the queens bank is in need of any old cash these days

whatever next trainers in 50 St James!

real people bank here - http://www.hoaresbank.co.uk/

It not any different, there is a lot of misinformation about Coutts. We had our mortgage with them and they were always offering us accounts of one form or another.

They never used to publish their requirements at all until RBS took them over.

Hoares is by invitation only is it not?

PardonTheWait · 7 Jan 2011 at 20:12

ProOrWhat said:
Coutts are pretty inconvenient though, only around 28 branches across England.

Yeah but you're so disgustingly loaded you can just send your manservant in the helicopter, right?

ProOrWhat · 7 Jan 2011 at 20:14

Will Gill said:
I can count on one finger the number of times I went to my bank in person last year, which is lucky as my bank has two branches

embrace the modern age

I visit my bank quite often due to the international transfers I needed to make which results in form filling. I know there is a method through on-line banking but last time I checked there was a limitation.

ProOrWhat · 7 Jan 2011 at 20:16

PardonTheWait said:
Yeah but you're so disgustingly loaded you can just send your manservant in the helicopter, right?

I'm not disgustingly loaded.

DM · 7 Jan 2011 at 20:16

who remembers the urban myth about coutts cheques not needing a card

PardonTheWait · 7 Jan 2011 at 20:17

ProOrWhat said:
I'm not disgustingly loaded.

Have you not just spent the last five pages of this thread making sure we all know you are though?

I can only speak for myself but I now think you look like this:

Will Gill · 7 Jan 2011 at 20:18

Castiel said:
It not any different, there is a lot of misinformation about Coutts. We had our mortgage with them and they were always offering us accounts of one form or another.

They never used to publish their requirements at all until RBS took them over.

Hoares is by invitation only is it not?

Well when we placed our business with Coutts it was definitely 5mil in assets, as you say the actual amount of cash is subject to misinformation and highly changeable depending on the other factors potentiall customers bring to the table.

we (then partnered with a large statarb hedge fund) moved to Hoares due to the CFO of the fund being on the board.

neither bank added much value in normal day to day banking terms, what they do offer is a fantastic network or contacts, identical masonic lodges but presented differently.

ProOrWhat · 7 Jan 2011 at 20:18

PardonTheWait said:
Have you not just spent the last five pages of this thread making sure we all know you are though?

Private banking is hardly a kings status.

Participant · 7 Jan 2011 at 20:19

ProOrWhat said:
I visit my bank quite often due to the international transfers I needed to make which results in form filling. I know there is a method through on-line banking but last time I checked there was a limitation.

Form filing requires branch visits these days does it?

DM · 7 Jan 2011 at 20:19

Will Gill said:
Well when we placed our business with Coutts it was definitely 5mil in assets, as you say the actual amount of cash is subject to misinformation and highly changeable depending on the other factors potentiall customers bring to the table.

we (then partnered with a large statarb hedge fund) moved to Hoares due to the CFO of the fund being on the board.

neither bank added much value in normal day to day banking terms, what they do offer is a fantastic network or contacts, identical masonic lodges but presented differently.

its like lodges, for posh people

ProOrWhat · 7 Jan 2011 at 20:20

Robbie G said:
Form filing requires branch visits these days does it?

Yeah for international transfers.

LordSplodge · 7 Jan 2011 at 20:20

ProOrWhat said:
Private banking is hardly a kings status.

Then what made you feel the need to bring it up in a thread that had nothing to do with it?

Will Gill · 7 Jan 2011 at 20:20

DiamondMark said:
its like lodges, for posh people

podges

ProOrWhat · 7 Jan 2011 at 20:21

LordSplodge said:
Then what made you feel the need to bring it up in a thread that had nothing to do with it?

What makes people feel the need to post anything regarding anything on a forum. Explain that and you have my answer.

mjt · 7 Jan 2011 at 20:47

Hole, stop etc...

Castiel · 7 Jan 2011 at 20:51

Will Gill said:
Well when we placed our business with Coutts it was definitely 5mil in assets, as you say the actual amount of cash is subject to misinformation and highly changeable depending on the other factors potentiall customers bring to the table.

we (then partnered with a large statarb hedge fund) moved to Hoares due to the CFO of the fund being on the board.

neither bank added much value in normal day to day banking terms, what they do offer is a fantastic network or contacts, identical masonic lodges but presented differently.

But that wasn't for personal banking though was it?.

They were fantastic when we had our mortgage with them, the only reason we didn't do our day to day banking with them is because HSBC is closer and offered the same level of service with more convenience.

We never had £5m in assets combined. We still don't.

Will Gill · 7 Jan 2011 at 21:01

Castiel said:
But that wasn't for personal banking though was it?.

They were fantastic when we had our mortgage with them, the only reason we didn't do our day to day banking with them is because HSBC is closer and offered the same level of service with more convenience.

We never had £5m in assets combined. We still don't.

nope you are correct, mine was a personal business account

5m is in indeed a tall order for most individuals

Castiel · 7 Jan 2011 at 21:03

Will Gill said:
nope you are correct, mine was a personal business account

5m is in indeed a tall order for most individuals

Therein lies the confusion between us, I was referring to their personal banking rather than business banking.

Will Gill · 7 Jan 2011 at 21:09

Well, no, I was wrong I thought my initial figures were right - I'll hold my hands up to that!