Massive Car insurance costs?

My renewal went from £540 to £2.3k with swift cover (Owned by AXA). Told them to do one. Went with Admiral in the end for £750. Still think it’s a lot considering 15 years ncb and 0 points.

Car BMW m2 G87 manual.
 
Just got a really weird one, I was doing a comparison for my renewal next month and I was going to go with Moja(axa) was going all well and got a good price went onto moja’s site to complete and it was declined because the site thinks I haven’t put the right accidents down, I 100% know I don’t have any points and have had 2 non fault accidents in 19 and 22 which is declared to my current insurance and on my policy. ****** is moja is £200 cheaper than anyone else.
 
I must be bucking the trends. Had my renewal through for my ancient 2009 mondeo, was £2 more expensive shopped around no better price at 226 quid.

Then boxster renewal came through and couldn't be insured through aviva this year, so went shopping and instead of 250 it was £126, although chopped the voluntary excess down by £300 and paid an extra 15quid.
 
dirtychinchilla said:
I'm picking up a new car on Friday, BMW 330e. I got £1,500 from Tesco and Direct Line. Compare the Market gives me around £600 as does Admiral, who I'm already with. I don't get why the others are so expensive!
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My understanding is, it's pretty complex. Aside from the obvious risk factor and value of car/fixing the car, I think they have certain quotas have windows and once they are full, the deals get bad.

It's why you always have to shop around, even if its just to re-confirm your already getting the best price you can.
 
2 years on run my renewal price has been the cheapest with Hasting Direct, this year its gone up by 15 quid £215 to £230 on a little 71 plate Aygo.
 
dirtychinchilla said:
I'm picking up a new car on Friday, BMW 330e. I got £1,500 from Tesco and Direct Line. Compare the Market gives me around £600 as does Admiral, who I'm already with. I don't get why the others are so expensive!
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Least you didn't have to play the post code lottery haha moved recently went up by nearly double just cos I changed the address
 
woppy101 said:
Just got a really weird one, I was doing a comparison for my renewal next month and I was going to go with Moja(axa) was going all well and got a good price went onto moja’s site to complete and it was declined because the site thinks I haven’t put the right accidents down, I 100% know I don’t have any points and have had 2 non fault accidents in 19 and 22 which is declared to my current insurance and on my policy. ****** is moja is £200 cheaper than anyone else.
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Did you try the moneyexpertsaver tool yet? I did and it was 200£ cheaper than everywhere else some how with Allianz
 
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After a few years being with Tesco, had to make the jump this year as was coming more expensive as could be found elsewhere.

'19 Mercedes C200 (2.0 Petrol) - £485 Last Year, wanted £600 Renewel, Managed to get £515 from Hastings more or less like for like, potential cashback but never build that into price as don't 100% trust i'll get it!
 
Because you are deemed to be high risk for whatever reason. Post code, previous claims, no no claims etc.

Or they simply don’t want you on their books, whatever box you are ticking, it’s triggering their ‘no thanks’ pricing.
 
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Was considering picking up a cheap old day van/camper type thing (e.g. Mazda Bongo) for carting bikes around & camping trips etc. Vehicle worth £3k at most, mileage limit of 2k miles. Still getting quoted £700 at the lowest, which makes it a pretty expensive endeavour!

Other than messing around with short term insurance and taxing/SORN on a daily/weekly basis, any suggestions on how to make this actually financially viable?
 
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