Massive Car insurance costs?

My insurance renewal from Admiral has come through, and it's dropped from £833 to £613, and it's cheaper than the cheapest comparison quote. I am shocked I tell ya!!!

The downside, and the reason why is probably because my 2017 M240i has dropped in value from £24.5k in 2022 when I bought it to around £17 valuation now. :(

I am on multicover, with contents insurance, which also dropped from £90 to £85. This is also cheaper than the cheapest comparison quote.

Anyway, this is one occasion I will go with the renewal.
 
DB_SamX said:
My insurance renewal from Admiral has come through, and it's dropped from £833 to £613, and it's cheaper than the cheapest comparison quote. I am shocked I tell ya!!!

The downside, and the reason why is probably because my 2017 M240i has dropped in value from £24.5k in 2022 when I bought it to around £17 valuation now. :(

I am on multicover, with contents insurance, which also dropped from £90 to £85. This is also cheaper than the cheapest comparison quote.

Anyway, this is one occasion I will go with the renewal.
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Still call and get the regular 'discount' that they can apply, will save you a few quid :)
 
Saga wanted £497 for renewing my insurance for a 21 plate BMW 2 Series M235i Gran Coupe, searched around and got it for £331 from Aviva with breakdown cover as well...
 
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Renewal came in £945 which is pretty similar to all the comparison sites and I'd have happily renewed.

Until I seen they want to charge me a £62 arrangement fee putting the policy over £1k so now they're getting nothing off me. Make it make sense :o
 
tom_e said:
Renewal came in £945 which is pretty similar to all the comparison sites and I'd have happily renewed.

Until I seen they want to charge me a £62 arrangement fee putting the policy over £1k so now they're getting nothing off me. Make it make sense :o
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I've never known so much BS that goes into a quote.

What car and any points/accs?
 
Assume £945 was close to last years ? and you had accepted that kind of premium as acceptable for the Ibiza, versus changing car.

I had an AA policy with renewal at £600,renewing tomorrow, versus previous year £300, but like cuke2e found returning to Aviva at ~£300 best deal,
had to ring them though and the comparison sites can still be misleading, leastaways I often have difference between what comparison site says and going to discrete provider sites.
I'd have hastened looking for a new car if I had had to pay £600, with it's tax at £400 too.
 
jpaul said:
Assume £945 was close to last years ? and you had accepted that kind of premium as acceptable for the Ibiza, versus changing car.

I had an AA policy with renewal at £600,renewing tomorrow, versus previous year £300, but like cuke2e found returning to Aviva at ~£300 best deal,
had to ring them though and the comparison sites can still be misleading, leastaways I often have difference between what comparison site says and going to discrete provider sites.
I'd have hastened looking for a new car if I had had to pay £600, with it's tax at £400 too.
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I'm not particularly complaining about the premium price (although I'd like it to be around £800 like it was when I checked a few weeks ago).

It's the fact they've dumped £62 on top for "reasons".

I also changed car half way through this policy so comparisons to last year aren't relevant.
 
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Last years price: £920
Renewal from 1stCentral: £1225
Asked for discount got told my insurance details that are written on my policy are incorrect and they need to re-assess.
Re-assessment comes out at exactly the renewal cost....

Scum.

New policy with another provider, more cover too for £835....
 
Year on year my insurance was dropping nicely from £1800,1450, 1100 and finally £900 last year until someone crashed into my parked car outside my house and wrote it off, I've got the same model car back now and it's shot up to £1850 :mad: I feel absolutely robbed as I wasn't even in the car it was parked outside my house whilst I was at work. What a massive con.
 
Renewal through from Aviva, last year I paid £754 and it’s £817 to renew with them.
Closest I can find so far is the Admiral Essentials for £844, why is this such a pain :(
 
Just bought an identical car and swapped my insurance over. Did it as a change via the Admiral app. Cost me £10.16, which was a £13 admin fee and £2.84 refund on the premium.

I'd hoped to swap my private plates over at the same time but something tells me this would thoroughly confuse the insurance and tax situation. So I'll just put it on retainer til I get the full V5.
 
Just trying to sort out my car insurance renewal,


I would usually try and get my hastings premier re-quote down on the phone, however, they are not giving me a good cost this year, so i am going to ditch it

I can see that RAC online or RAC seem to be options, although doing a review check online, you would think that being RAC they would be ok, but the reviews dont look good -Has anyone dealt with RAC insurance ? what have they been like?

Coming up next is Admiral who i have been with multiple times, and get good reviews, my brother also works for them so i have an inside contact



Anyone dealt with RAC insurance before?
 
Got my renewal through. £585 last year and going to £650 this year.

Was outraged. Almost told them to F off until I did comparison searches and saw most others were around £800.

As someone who has never come close to having an accident over 15 years I feel like it is such a con. What am I paying for, again?
 
DJMK4 said:
Just trying to sort out my car insurance renewal,


I would usually try and get my hastings premier re-quote down on the phone, however, they are not giving me a good cost this year, so i am going to ditch it

I can see that RAC online or RAC seem to be options, although doing a review check online, you would think that being RAC they would be ok, but the reviews dont look good -Has anyone dealt with RAC insurance ? what have they been like?

Coming up next is Admiral who i have been with multiple times, and get good reviews, my brother also works for them so i have an inside contact



Anyone dealt with RAC insurance before?
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or dial direct, is this insurance company any good ?
 
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