Monzo/Starling Banking/Revolut

ubern00b · 1 Feb 2019 at 11:39

I pay my Barclaycard with my Starling card every month. Start date is the end date minus 3 years.

Also Pay-at-Pump can be quite hit and miss with Starling. It is about how they take the payment, a pre-auth of 1p or something. Was massive threads on the community page before it was taken down. They insisted they were handling it the way defined by Mastercard and the merchant was not hence the issue. I have had to go to kiosk a number of times because of this but I have not tried recently just because I got used to going into the kiosk

randomshenans · 1 Feb 2019 at 12:02

I'm a revolut user and have been happy so far, but their outage recently ****** me right off. Now they have released their promised benefit for premium and metal card holders of airport lounge access... where you can BUY access to lounges? Base is 27 euros per person. WTF is that about? I'm so ****** off. I don't want the feature really, it's a meh, nice to have whatever, but don't dress something up as a benefit to paying customers that you then have to pay more for! That's some shocking behaviour.

The_Abyss · 1 Feb 2019 at 13:12

So you're getting outraged by being offered a discount?

The IPB · 1 Feb 2019 at 13:25

ubern00b said:
I pay my Barclaycard with my Starling card every month. Start date is the end date minus 3 years.

Also Pay-at-Pump can be quite hit and miss with Starling. It is about how they take the payment, a pre-auth of 1p or something. Was massive threads on the community page before it was taken down. They insisted they were handling it the way defined by Mastercard and the merchant was not hence the issue. I have had to go to kiosk a number of times because of this but I have not tried recently just because I got used to going into the kiosk

I often pay at the pump haven't noticed any issues at Asda or Morrissons, those are the only two places I generally fill up though, fingers crossed it is something they have ironed out.

neil_g · 1 Feb 2019 at 14:13

ubern00b said:
I pay my Barclaycard with my Starling card every month. Start date is the end date minus 3 years.

Also Pay-at-Pump can be quite hit and miss with Starling. It is about how they take the payment, a pre-auth of 1p or something. Was massive threads on the community page before it was taken down. They insisted they were handling it the way defined by Mastercard and the merchant was not hence the issue. I have had to go to kiosk a number of times because of this but I have not tried recently just because I got used to going into the kiosk

Thanks I'll give the start date a go.

Noticed with sainsbury pumps the payment alert shows £1 until about 24 hours later when it's updated.

ubern00b · 1 Feb 2019 at 14:17

The IPB said:
I often pay at the pump haven't noticed any issues at Asda or Morrissons, those are the only two places I generally fill up though, fingers crossed it is something they have ironed out.

I think it was Tesco and Sainsburys mostly, if memory serves. As you say though, hopefully it's just been fixed now, this was a good 6 months ago.

grudas · 1 Feb 2019 at 14:53

The IPB said:
I often pay at the pump haven't noticed any issues at Asda or Morrissons, those are the only two places I generally fill up though, fingers crossed it is something they have ironed out.

I get two things with monzo at the same station, pay at pump -;

£1 taken with rest taken later(24hrs or so)
card declined - have to go and pay at the cashier.

randomshenans · 1 Feb 2019 at 15:34

The_Abyss said:
So you're getting outraged by being offered a discount?

Are you purposely obtuse?

I'm annoyed at the fact that they outlined a future benefit of airport lounge access for premium and metal card holders. When that came, it wasn't access as they made out, it was the ability to buy access. And it's not at a discounted rate.

The_Abyss · 1 Feb 2019 at 16:22

Your original note wasn't clear if €27 was more or less than the normal price, just that it wasn't free.

If your reward is that you do indeed get access to something that you can find cheaper directly elsewhere then yes, that's pretty poor. But nobody's forcing you to use the Lithuanian-based UK regulation bypassing Revolut. Vote with your feet.

Maccy · 1 Feb 2019 at 16:40

I seem to remember it was originally advertised as free access before it went live. I'm not using my Revolut Metal membership anywhere near enough as I should be, so will probably give up with it.

York · 1 Feb 2019 at 16:58

G-MAN2004 said:
Anyone used N26, or is there not much point when you can go for a UK bank such as Starling?

I've just signed up for N26, mainly to have a backup for Starling and I did like the transparent card

Received my card yesterday and tried transferring some money across and annoyingly it seemed to take 24 hours.

randomshenans · 1 Feb 2019 at 17:14

The_Abyss said:
If your reward is that you do indeed get access to something that you can find cheaper directly elsewhere then yes, that's pretty poor. But nobody's forcing you to use the Lithuanian-based UK regulation bypassing Revolut. Vote with your feet.

This is a thread about these companies, I am talking about one of them. Why are you even in here other than to be a total smellfungus?

Diddums · 1 Feb 2019 at 17:27

I've said it before and I'll say it again:

Revolut are shady as **** and you'd be nuts to have anything more than pocket change in their system at any time.

Something is very fundamentally wrong with that outfit. I can't quite put my finger on it but mark my words, it'll be done for fraud or money laundering or abusing loopholes or something.

randomshenans · 1 Feb 2019 at 17:39

I think the trouble is, it's being run by 12 year olds and that's catching up with them.

Raymond Lin · 1 Feb 2019 at 17:47

randomshenans said:
Are you purposely obtuse?

I'm annoyed at the fact that they outlined a future benefit of airport lounge access for premium and metal card holders. When that came, it wasn't access as they made out, it was the ability to buy access. And it's not at a discounted rate.

I guess it’s like they offer you base level priority pass which is worth £69 per year and each entry to a lounge you still have to pay £20. But Revolut you are getting that £69 saving for the membership.

It’s no free access like Amex Platnium though but that is £450 a year for that card to get the perk.

Depends how they worded it, if it’s Free membership to lounge access then it’s what it is but if they say free access to lounges then £27 isn’t free.

The_Abyss · 1 Feb 2019 at 18:29

randomshenans said:
This is a thread about these companies, I am talking about one of them. Why are you even in here other than to be a total smellfungus?

I bank with Starling, potty mouth.

neil_g · 6 Feb 2019 at 19:49

Lendable won't accept Starling as a valid bank account for anyone thinking of getting a loan out.

LeeUK · 7 Feb 2019 at 02:05

neil_g said:
Lendable won't accept Starling as a valid bank account for anyone thinking of getting a loan out.

What's their reason behind this?

Efour · 7 Feb 2019 at 06:25

Ok

I've had ZER0 problems with revolut so far but i am 50/50 also on their shadiness and would happily seek a 100% decent, "free" alternative offering at the bare minimum what i am getting as a revolut customer now.

Must have app
must have GBP EUR SEK as standard
Seamless instant money conversion
Decent ATM allowance. >3000SEK
Be available to a Non UK address.

Basher · 7 Feb 2019 at 07:28

Diddums said:
I've said it before and I'll say it again:

Revolut are shady as **** and you'd be nuts to have anything more than pocket change in their system at any time.

Something is very fundamentally wrong with that outfit. I can't quite put my finger on it but mark my words, it'll be done for fraud or money laundering or abusing loopholes or something.

Balances are covered by the FSCS Protection should the worst happen though, I think?