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Monzo/Starling Banking/Revolut

Discussion in 'General Discussion' started by JunglistE, Aug 4, 2017.

  1. ubern00b

    Mobster

    Joined: Nov 25, 2004

    Posts: 3,505

    I pay my Barclaycard with my Starling card every month. Start date is the end date minus 3 years.


    Also Pay-at-Pump can be quite hit and miss with Starling. It is about how they take the payment, a pre-auth of 1p or something. Was massive threads on the community page before it was taken down. They insisted they were handling it the way defined by Mastercard and the merchant was not hence the issue. I have had to go to kiosk a number of times because of this but I have not tried recently just because I got used to going into the kiosk
     
  2. randomshenans

    Capodecina

    Joined: Sep 11, 2009

    Posts: 10,691

    Location: France, Alsace

    I'm a revolut user and have been happy so far, but their outage recently ****** me right off. Now they have released their promised benefit for premium and metal card holders of airport lounge access... where you can BUY access to lounges? Base is 27 euros per person. WTF is that about? I'm so ****** off. I don't want the feature really, it's a meh, nice to have whatever, but don't dress something up as a benefit to paying customers that you then have to pay more for! That's some shocking behaviour.
     
  3. The_Abyss

    Capodecina

    Joined: May 15, 2007

    Posts: 11,447

    Location: Ipswich / Bodham

    So you're getting outraged by being offered a discount?
     
  4. The IPB

    Mobster

    Joined: Jul 15, 2005

    Posts: 3,346

    Location: In the cage

    I often pay at the pump haven't noticed any issues at Asda or Morrissons, those are the only two places I generally fill up though, fingers crossed it is something they have ironed out.
     
  5. neil_g

    Sgarrista

    Joined: Dec 9, 2007

    Posts: 9,860

    Location: South Hampshire

    Thanks I'll give the start date a go.

    Noticed with sainsbury pumps the payment alert shows £1 until about 24 hours later when it's updated.
     
  6. ubern00b

    Mobster

    Joined: Nov 25, 2004

    Posts: 3,505

    I think it was Tesco and Sainsburys mostly, if memory serves. As you say though, hopefully it's just been fixed now, this was a good 6 months ago.
     
  7. grudas

    Capodecina

    Joined: Mar 12, 2008

    Posts: 20,035

    Location: West sussex

    I get two things with monzo at the same station, pay at pump -;

    £1 taken with rest taken later(24hrs or so)
    card declined - have to go and pay at the cashier.
     
  8. randomshenans

    Capodecina

    Joined: Sep 11, 2009

    Posts: 10,691

    Location: France, Alsace

    Are you purposely obtuse?

    I'm annoyed at the fact that they outlined a future benefit of airport lounge access for premium and metal card holders. When that came, it wasn't access as they made out, it was the ability to buy access. And it's not at a discounted rate.
     
  9. The_Abyss

    Capodecina

    Joined: May 15, 2007

    Posts: 11,447

    Location: Ipswich / Bodham

    Your original note wasn't clear if €27 was more or less than the normal price, just that it wasn't free.

    If your reward is that you do indeed get access to something that you can find cheaper directly elsewhere then yes, that's pretty poor. But nobody's forcing you to use the Lithuanian-based UK regulation bypassing Revolut. Vote with your feet.
     
  10. Maccy

    Commissario

    Joined: Nov 23, 2004

    Posts: 35,191

    Location: Back in Blighty

    I seem to remember it was originally advertised as free access before it went live. I'm not using my Revolut Metal membership anywhere near enough as I should be, so will probably give up with it.
     
  11. York

    Hitman

    Joined: May 23, 2004

    Posts: 532

    Location: UK

    I've just signed up for N26, mainly to have a backup for Starling and I did like the transparent card :p

    Received my card yesterday and tried transferring some money across and annoyingly it seemed to take 24 hours.
     
  12. randomshenans

    Capodecina

    Joined: Sep 11, 2009

    Posts: 10,691

    Location: France, Alsace

    This is a thread about these companies, I am talking about one of them. Why are you even in here other than to be a total smellfungus?
     
  13. Diddums

    Capodecina

    Joined: Oct 24, 2012

    Posts: 18,281

    Location: London

    I've said it before and I'll say it again:

    Revolut are shady as **** and you'd be nuts to have anything more than pocket change in their system at any time.

    Something is very fundamentally wrong with that outfit. I can't quite put my finger on it but mark my words, it'll be done for fraud or money laundering or abusing loopholes or something.
     
  14. randomshenans

    Capodecina

    Joined: Sep 11, 2009

    Posts: 10,691

    Location: France, Alsace

    I think the trouble is, it's being run by 12 year olds and that's catching up with them.
     
  15. Raymond Lin

    Capo Crimine

    Joined: Oct 20, 2002

    Posts: 63,148

    Location: Wish i was in New York

    I guess it’s like they offer you base level priority pass which is worth £69 per year and each entry to a lounge you still have to pay £20. But Revolut you are getting that £69 saving for the membership.

    It’s no free access like Amex Platnium though but that is £450 a year for that card to get the perk.

    Depends how they worded it, if it’s Free membership to lounge access then it’s what it is but if they say free access to lounges then £27 isn’t free.
     
  16. The_Abyss

    Capodecina

    Joined: May 15, 2007

    Posts: 11,447

    Location: Ipswich / Bodham

    I bank with Starling, potty mouth.
     
  17. neil_g

    Sgarrista

    Joined: Dec 9, 2007

    Posts: 9,860

    Location: South Hampshire

    Lendable won't accept Starling as a valid bank account for anyone thinking of getting a loan out.
     
  18. LeeUK

    Mobster

    Joined: Mar 1, 2008

    Posts: 4,563

    What's their reason behind this?
     
  19. Efour

    Capodecina

    Joined: Sep 8, 2005

    Posts: 24,505

    Location: Norrbotten, Sweden.

    Ok

    I've had ZER0 problems with revolut so far but i am 50/50 also on their shadiness and would happily seek a 100% decent, "free" alternative offering at the bare minimum what i am getting as a revolut customer now.

    Must have app
    must have GBP EUR SEK as standard
    Seamless instant money conversion
    Decent ATM allowance. >3000SEK
    Be available to a Non UK address.
     
  20. Basher

    Soldato

    Joined: Oct 18, 2002

    Posts: 7,221

    Balances are covered by the FSCS Protection should the worst happen though, I think?