If that is your point, you're unintentionally alienating posters with a sentiment inferred by this portion of your post, specifically the part in bold:
To me that overstates this (IMO moot) chance element. Good things tend to happen to people that work hard and try hard. Few good things tend happen to those that don't. Outside of that, there are things we cannot control, but those things are rarely in themselves controlling over the entirety of one's destiny. However, if you are going to bring health into it, then that sits in a different discussion altogether and no-one would say otherwise.
I was going to say, the scale depends on how wide your focus is, but then it appears you made that connection anyway.