I don't know how people manage to have so much money in the game tbh. I have been playing for 25 hours in my current game and my highest ever gold at one time is 5500(i then bought Breezehome and lost most of it). Does nobody buy anything?
I have spent a fair bit on Speech and alchemy training so far, as they were not levelling particularly quickly. Also Dynamic Merchants is a nice mod to change the Merchants a bit.
I haven't levelled enchantment at all, and am kind of regretting it a bit now, but not being bale to enchant your own stuff does make finding random gear a bit better! and I don't want to max everything.