Nice man, the like £730 one minute then £860-900 the next, despite having the money was a major P take for me, and seeing a load of bad feedback on the things mentioned, and being someone that has the worst luck known to man (seriously it's beyond ridiculous!) I know mine would break/fail out of warranty/do all the things I'm worried about and someone else could buy one in 10 years fine and it be perfect lol.
My luck is just beyond a joke, so I played it safe this time, plus this is the first ever Nvidia I've ever bought brand new, all my other cards bar 1 have been ATI. I'm the type of person that if it does what it says on the tin/suits my needs/price is within reason to my personal opinion on what I want out of the card, then I don't care who makes it tbh, I'm like that with engine swaps in cars for example, I have no issue putting a completely different manufacturers engine in, I'm def not a purist, but I do appreciate the purist/oem stuff too, I just like a bit of everything tbh mate.