I'd personally keep the FK3 until you can afford to 'upgrade' without the need for finance, is there anything wrong with keeping it another year?
If you go the finance route, do it proper with a FD2the 5 doors will make it seem like a sensible decision for the boss too
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I really want an FD2 as my next car, but £14k buy lots of other car too, and I'm worried about the ability to re-sell afterwards too.