Playing Neverwinter Online, free on steam, very community driven game.
You can earn some money for your steam games as well, if you are a creative person and you are a bit lucky

All you need to do is use an ingame tool to create so called 'Foundry quests'. If you succeed and the quest gets added to game, gets popular, plaers have options to donate to you using their steam wallet. As far as I understand those funds can be only used to pay for steam games, but seems good enough right?
Game itself is interesting, nothing like WoW or some other mmo's. There is a good balance of possible activities, regular events etc
I didn't level to max yet, but I heard that endgame is a bit pay2win, but didn't notice that so far.
Very good thing is graphics, if you want to see for yourself, there is very good review by Nvidia.