I live in a decent post code area ( RH16) (at least i think i do, Clean license, no accidents,....i must be doing something wrong but not sure how to fix it now...:-S i really must be missing something...... any help would be good here!
i got an insurance quote for a 10 Reg ST and it was a few hundred quid less that my 60 plate.....i got my insurance quotes through go compare....i tried adrian flux (who i was insured with) and they wanted £1400!!!!
Not happy to be fair...but the car i am happy with!
How much are you currently paying?
Few things that work for me on bringing down the price:
- Annual mileage under 8,000 (less is better, and as you don't use the car that often looks like you can select this option too)
- Add an experienced driver preferably female with high NCB
- It's actually £40 per year cheaper for me to park my car on my driveway than in my garage
- My excess is £650 (£500 as I'm under 24, and £150 standard)
- I'm a named driver on another car, this helps too (by how much I don't know)
- Don't overvalue your car, I thought mine was worth £10k, it's more like £9k, this brought the price down by another £20-30.
Also when you have a few prices, ring them up and play them off each other.
I'm yet to wait for my renewal price from Bell, my insurance expires on 14/2/12. Already have plenty of quotes from other sources, cheapest so far being £506, so I expect Bell to match or even better beat that.