Come on dude, a game like rFactor maybe slightly worse than Iracing, but it can be up to 5x if not more cheaper to play. At least with all the money they are ripping customers off, they could at least have a designed a semi-decent website, that actually works. The website itself looks like it was done in 5 min.
Also for the damage, whats wrong with an option to have it off? I mean, they got racing lines in nice green and red colors on the tarmac that's pretty unrealistic, so why not have an option to have the damage off? So what if it is not realistic, it will help the novice drivers, learn the cars/tracks quicker.
You're not ripping people off if the costs are clear in advance. As for the damage and AI, it's obvious the sim isn't for you. Be happy with rFactor.