Soldato
dirtydog said:He'd have brought it on himself... albeit the law wouldn't probably see it that way.
As for insurance - do you have a car? A lot of people either have 3rd party insurance, OR would have to pay a high excess and lose some of their no claims bonus. So it would cost more to claim than it would to pay out of your own pocket most of the time.
The guy that keyed the car commited criminal damage. If the law did its job he would be liable for the damage. Dublove commited ABH or GBh depending - the law would really frown upon this.
I do hace car insurance with 0 excess and protected no-claims but I see your point.