from what ive read, mixed sucess.Would credit card guarentee not cover it if it didn't though?
as you arn't actually buying goods or services. you are effectively sponsoring a company and they can reward you with a gift.
i have and will back stuff at more than £30, and if you pay attention imo you can be very good at guarding yourself.
I don't like projects;
that massively beat their reward goal.
have a very small reward goal compared to what they want to achieve
lack decent near finished prototypes and preferably have molds, and supply chain in place.
that have had projects on indigogo
that are established companies
also need to follow updates and comments section and make sure theirs plenty of interaction and answers
see what you can find out about the people behind it.
and if any off those are wrong or you just have a gut feeling cancel before the end date. Of course this doesn't remove all risk, but imo it limits it massively.
so far only two bad projects.
one gave a full refund Arkyd
the other is vago and it looks like that's dead and it is since then i've added more scrutiny. Thankfully its only like <£25
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