Sadly this is not a option for me for various reasons. I just want to buy small amount of coin each month and send it to my wallet don't really care about fees I was using ATMs before.
Monzo/Starling Banking/Revolut
- Thread starter Junglist
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Sadly this is not a option for me for various reasons. I just want to buy small amount of coin each month and send it to my wallet don't really care about fees I was using ATMs before.
You’d be better off using Coinbase then tbh
Soldato
He said that's not an option, so I'm assuming issues with a bank or ID verification.
Soldato
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Top cards for travelling abroad
Going abroad, or spending on foreign websites? You can save £100s by using specialist travel cards for near-perfect exchange rates.
www.moneysavingexpert.com
Credit card the way to go when travelling. Covers all bases.
Do not withdraw cash with it in the UK though!
Plus the perfect exchange rate. That’s hard to beat.
I still disagree with Clarity getting the write up it does on MSE no less. There are fees for cash withdrawals, simples.
The new BarclayCard is a proper challenger though and has legitimately no fees for cash. This has broken the paradigm of no cash withdrawal on credit card.
The new BarclayCard is a proper challenger though and has legitimately no fees for cash. This has broken the paradigm of no cash withdrawal on credit card.
Soldato
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It’s interest on the clarity card that’s annoying. However the Barclay card is the clear winning and with the protection you’ve got with a CC over DC abroad it’s a no brainer for me.
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Soldato
Revolut have added children's accounts, and the free version has all the functionality I need so I've opened one for my daughter.
Associate
Me to plus exchange rates are great and I always using while I am abroad.
Soldato
I just used the Revolut single use virtual card for an online transaction and was impressed - however, it got me thinking; how do refunds work with this type of card as it's single use and destroyed after the transaction?
The cards last until you delete them and effectively act as debit cards tied to a bank account. You can send funds to them and it'll appear in your account. That's how I moved my crypto funds when Natwest went all emo on cypto exchanges a while back.
Soldato
Cool, it's a really good security feature and so easy to use, IMO.
Soldato
Not sure how this has happened but my mum got a Starling account and was going to use it in America. Day 1 of being in NY somebody was using her card in Europe somewhere.
She’s never used the card, it’s never left the house until she flew out.
Luckily she can block the card easily after talking her through it.
She’s never used the card, it’s never left the house until she flew out.
Luckily she can block the card easily after talking her through it.
I moved to Chase a little while backed to take advantage of the 1.5% interest. Looks like other players have overtaken them in terms of interest rate offered though.
Zopa are now offering 1.85%, or a tad more if you lock it in for a while.
Do you think Chase (or anyone else) is likely to up their rates any time soon?
Zopa are now offering 1.85%, or a tad more if you lock it in for a while.
Do you think Chase (or anyone else) is likely to up their rates any time soon?
Rates are going up all the time since the BoE have been, and will continue, raising the base rate for some time yet.
3% base rate is what a lot of people are predicting by the end of the year, with some more rises in 2024.
Though one guy from the BoE recently indicated they might not be as aggressive as some are thinking, so no one knows exactly, but it'll definitely be going up from where it is.
I'm currently with Chase but I need the feature to download recent transactions to Excel (.csv) which they don't offer.
Do Monzo or Revolut have this feature? It's annoying enough for me to want to close the Chase account and switch to a service that provides everything I need.
Do Monzo or Revolut have this feature? It's annoying enough for me to want to close the Chase account and switch to a service that provides everything I need.
Starling does, various options, MTD, 3/6 months, custom dates, PDF or CSV.
Monzo does pretty much the same thing too