Many thanks for that list, looks to be some great choice there.
Silly point but if buying directly then the games are then tied to a "Oculus" type platform of VR, if that is worded correctly..? But, as an example, if I bought Beat Saber on Steam then it would be playable with any PCVR system...?
If you buy on Steam, they will be available for every PCVR headset you buy. But, there is a program called revive which will let you play Oculus Store games on other headsets. Great for games like Asgard's Wrath and Lone Echo etc. The only games that aren't playable on another platform are ones you buy on the Quest 2 that aren't crossbuy.
also just to correct something Sarge2255 said. Steam Does refund games, the same as Oculus does.
That list was for somebody who had a Civ 1 before. But, you never had a VR headset have you? There some great games/experiences that are well worth getting. I can list out some of the main ones if you want.