Apologies if been answered before but have a few questions!
Is this "ships insurance" stuff so if you fly out the hangar in your new shiny shiny ship and fly straight into a rock you get a new one straight away?
Is this CIGs method of getting what is effectively a monthly subscription?
Insurance is paid with in-game money, there is a subscription for Star Citizen but it's optional and as yet nobody knows what subscribers will get. It's likely to be a token amount of in-game money and cosmetic items only.
Insurance costs are meant to be very low and only used up when playing, so if you dont' log in for a couple of months it won't be used up.
In the PU when out of your ship in 1st/3rd person can you go to areas other players are in? Even take part in BF style fights? Or are you confined to an instance of a area so it doesn't become a massive free for all?
3rd person mode is likely to be limited, it's currently in Arena Commander but will almost certainly be nerfed/reduced in-game as CIG want you to "Be the pilot, not the ship".
PU is the entire universe, you can do what you want. It's still fairly aspirational but the idea if you could disable someones ship rather than destroy it, dock your ship and enter into FPS style game attacking the player on their own ship, or perhaps even dying and losing yours (insurance claim time..)
Instances are heavily used, likely to be 50-70 players at most but there's never been any mention of limiting who can enter/leave them, they're live instances but it's a big world, there's not guarantee you'll see another player - but remember players only make up 10% of the universe population, the rest are NPCs.
Does anyone know if the hangars will also be instanced? Thinking from the pov of griefing etc. For instance could someone sit outside my hangar in their massive warship and blow my ship to pieces before I knew what had happened. Can the hangar itself be targeted if I was a pirate or something in one of those asteroid hangars. Or will it be like in WoW with designated safe zones with non-pvp. Or pvp only happens if I fire on them as i fly out?
Hangars are instanced but last I heard only you can enter you own - this is something I suspect they'll change though so we can visit other players hangars, but I'm not convinced they'll ever allow plundering of other players hangars but you never know. I'm guessing you'd first have to find the hangar, which when it comes to asteroid ones may be very difficult
Personally I've got Elite Dangerous standard beta started at the end of this month to keep me busy whilst I wait on Star Citizen, both games look epic.
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