Insurance would be around £53 a month on a compare the market search and that's with Hastings direct youdrive. So around £10 -13 increase on what I'm paying. I would also need to get out of my current insurance £56 fee they said (which is live till Oct )
Questions - Diesel engine and transmission / gearbox reliability circa 2014-2019 -BMW - Mercedes - Audi ( on small hatchback or coupe models)
- Thread starter DJMK4
- Start date
Eh? Why would you need to get out of your current insurance?
In my experience, yes, they're on the auc site and AT simultaneously
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Back at a computer now:
AT Price Tracker
Listed 10/02/2025
Change -£200 (-1%)
03/03/2025 £16,799
10/02/2025 £16,999
hastings is a broker (unlike aviva) so can't continue with same underwriter ?
but, £50p/m insurance isn't cheap - is S.Wales high risk (not newport?) or, that BMW very prone to relay theft.
Do you really want a telematics policy? (no one wants a telematics policy unless they're 17 and it's all they're offered)
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Not sure why there should be a fee though if they are unable to cover you?
no, i live in a nice area of cardiff on the edge , house price for example for a 2 bed is currently around £250k , and is a well saught after area and not some dump of area, a mile down the road from me is 500k to 1mil houses.
its just the price it is unfortunaly! im paying £41 a month now for my 120d
No idea what a telematics policy is,
i cant really do much searching today as i said, on a work call . that’s the prices i got for the comparison site yesterday
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"Hastings direct youdrive"
It's basically a black box or phone app that monitors your driving
OK I guess he implied he can't continue with current company - so fees probably payable to quit, plus one in the new policy setup charges;
compare the market doesn't include those, so could be cheaper& more convenient to amend current policy.
[if meant AA&RAC versus aviva always seem to label underwriter on policy, so I think would punitively apply modification fees, versus £0 I had ]
e:
I assume that is what the term 'youdrive' meant - box in the car or app ?
(I was born close to Newport)
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"Hastings direct youdrive"
It's basically a black box or phone app that monitors your driving
ah yeah thats no good
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Good for trhe credit rating though.
Doesnt bother me paying monthly tbh, its a bill, thats when my bills come out,
I had this discussion with people on here last year, paying for my insurance annual only saves me about £30 a year when i compared this last year monthly vs yearly, so hardly worth it
I had this discussion with people on here last year, paying for my insurance annual only saves me about £30 a year when i compared this last year monthly vs yearly, so hardly worth it
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Yes im aware of this,
Might be worth noting that i have one pending claim which is due to come off in 6 months, as its been almost 5 years
it is a non fault claim, someone hit me in the rear and i had to have my car repaired although this did not effect my no claims, but did increase my premium slightly, maybe its to do with this, who knows, before that claim my insurance used to be around £35 per month, not only that, but insurance has like most companies been increasing prices every year since the inflation and cost of living periods.
Iv not seen a reduction in insurance costs, its usually either higher, or around the same. Never really any cheaper than "back in the day"
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Well the budget was £15k, howver, im trying to negotiate on that blue 420d at the moment, so the budget would have to be upped and part ex my car
im not paying £17k out of my savings for a car though, nor did i say i was going to sign up to the body and wheel insurance, i was just enquiring if people go for it or not.
You're in delulu land if you think BMW will drop a 12% to make a sale (£17k to £15k) on an approved used specimen
Happy for you to prove me wrong
You're in delulu land if you think BMW will drop a 12% to make a sale (£17k to £15k) on an approved used specimen
Happy for you to prove me wrong
Im not asking them to, i tried that,
Im asking them to see if they would negotiate a price drop of £200 - £300, if they come down by £200 i may bite the bullet, but id have to part ex my car
the issue is they would only give me £795 for my 120d
its running ok at the moment after i had a new clutch flywheel on it, issue is they dont care about that, as it will just be going to auction or scrap
The price is £16799, if they could come down to £16599 i would concider
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Bonkers.
£200 being a dealbreaker when you have savings that would cover it. Honestly stop paying your insurance monthly and you'll recoup that in no time
