Fraya is the over populated PvE server where I am on. There is a great community of guilds there but bugger me there are a lot of clowns about too - standard for F2P games I guess.
I have to say that Tera overall has improved somewhat since I quit last November. Gold drops are better, as are item drops. Enchanting has improved quite a bit. I have enough gametime cards to keep me going for the next 7 months.
Sadly the economy has gone mental and high end armour has doubled or tripled in price since gold is so easy to obtain for Tera 'Club' (active subscribers) members. Level 60 players can now accumulate approx 2k a day from doing 20 (at club level) dailies. I have already managed 22k having started just a week ago. Last November I could only dream of getting that much.
To answer Jegethy's question - Tera has the best combat modelling I've ever seen in any MMO. Guild Bores 2 combat felt so disjointed to me that I gave it up quite rapidly. In addition you have frequent combat with BAM's (large epic mobs) which are a great challenge to fight solo or with a group. That is all I can think of tbh.
Tera isn't perfect, but if you want a game with superb combat, sod all lore, rubbish plain quests and a gorgeous world then it is worth a look.