Arrrgghhhh This game is doing my head in.. I managed to trade a while in my Cobra and earn enough for the Type 6. I did a bit of trading in a few systems and got pulled out of hyper space and as soon as I submitted my shields went. Hull vanished and blew up. I had the insurance covered but lost 800k of cargo. I did another trade to different system with less value cargo, as I did not have enough as before. Same again. Got killed. I had weapons etc but no chance of fighting back.
I went and got a Viper. Kitted it out and did a few Nav kills, around 300k worth of bounty, I accidentally hit a good guy security geezer and got c600 bounty on my head. I zipped off to nearest station to hand in bounties and found out I was being shot at. I didnt even think to look and juts automatically requested docking. I died.
Got my old Cobra back. Kitted it out big time and now bounty hunting and getting some cash for saving for next venture.
Trading feels VERY dangerous at the moment. Personally I wouldn't use any of the Types. I think you need an "armed" trader at the moment, which means ships like the Cobra, F. Dropship until you have the cash for say a Clipper or Python.